Call reports 2019
COMMUNITY BANK, THE — 2019
What COMMUNITY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 122,337,000 | 119,215,000 | 122,484,000 | 122,282,000 |
| Total loans | 74,754,000 | 75,595,000 | 76,788,000 | 72,677,000 |
| Allowance for loan losses | 1,196,000 | 1,200,000 | 1,207,000 | 1,381,000 |
| Securities available for sale | 29,591,000 | 31,625,000 | 32,432,000 | 35,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,624,000 | 103,981,000 | 106,746,000 | 106,252,000 |
| Interest-bearing deposits | 77,293,000 | 74,752,000 | 75,300,000 | 76,735,000 |
| Noninterest-bearing deposits | 30,331,000 | 29,229,000 | 31,446,000 | 29,517,000 |
| Equity capital | 13,532,000 | 14,072,000 | 14,474,000 | 14,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,654,000 | 4,003,000 | 5,292,000 |
| Interest expense | 132,000 | 275,000 | 420,000 | 562,000 |
| Net interest income | 1,180,000 | 2,379,000 | 3,583,000 | 4,730,000 |
| Noninterest income | 207,000 | 420,000 | 660,000 | 934,000 |
| Noninterest expense | 1,001,000 | 1,912,000 | 2,825,000 | 3,739,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 230,000 |
| Pretax income | 371,000 | 857,000 | 1,372,000 | 1,693,000 |
| Income tax | 75,000 | 180,000 | 294,000 | 354,000 |
| Net income | 296,000 | 677,000 | 1,078,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,529,000 | 13,911,000 | 14,313,000 | 14,574,000 |
| Total capital | 14,624,000 | 15,020,000 | 15,441,000 | 15,672,000 |
| Risk-weighted assets | 87,522,000 | 88,621,000 | 90,131,000 | 87,561,000 |