Call reports 2018
COMMUNITY BANK, THE — 2018
What COMMUNITY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,963,000 | 117,359,000 | 115,779,000 | 120,753,000 |
| Total loans | 75,688,000 | 75,958,000 | 76,526,000 | 76,130,000 |
| Allowance for loan losses | 924,000 | 978,000 | 1,023,000 | 1,183,000 |
| Securities available for sale | 28,442,000 | 30,487,000 | 28,721,000 | 29,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,243,000 | 103,487,000 | 101,582,000 | 106,222,000 |
| Interest-bearing deposits | 71,149,000 | 75,358,000 | 73,289,000 | 74,578,000 |
| Noninterest-bearing deposits | 28,094,000 | 28,129,000 | 28,293,000 | 31,644,000 |
| Equity capital | 12,345,000 | 12,631,000 | 12,868,000 | 13,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,355,000 | 3,637,000 | 4,943,000 |
| Interest expense | 96,000 | 207,000 | 332,000 | 455,000 |
| Net interest income | 1,047,000 | 2,148,000 | 3,305,000 | 4,488,000 |
| Noninterest income | 192,000 | 404,000 | 621,000 | 851,000 |
| Noninterest expense | 862,000 | 1,754,000 | 2,669,000 | 3,531,000 |
| Provision for loan losses | 47,000 | 101,000 | 154,000 | 328,000 |
| Pretax income | 330,000 | 697,000 | 1,103,000 | 1,480,000 |
| Income tax | 62,000 | 135,000 | 218,000 | 293,000 |
| Net income | 268,000 | 562,000 | 885,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,578,000 | 12,873,000 | 13,196,000 | 13,499,000 |
| Total capital | 13,502,000 | 13,851,000 | 14,219,000 | 14,626,000 |
| Risk-weighted assets | 88,452,000 | 88,601,000 | 88,670,000 | 90,065,000 |