Call reports 2016
COMMUNITY BANK, THE — 2016
What COMMUNITY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,938,000 | 109,343,000 | 111,981,000 | 112,897,000 |
| Total loans | 61,769,000 | 63,972,000 | 68,214,000 | 70,646,000 |
| Allowance for loan losses | 956,000 | 966,000 | 981,000 | 981,000 |
| Securities available for sale | 38,929,000 | 39,398,000 | 35,718,000 | 34,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,029,000 | 92,257,000 | 94,403,000 | 93,399,000 |
| Interest-bearing deposits | 68,791,000 | 67,173,000 | 67,155,000 | 67,681,000 |
| Noninterest-bearing deposits | 25,238,000 | 25,084,000 | 27,248,000 | 25,718,000 |
| Equity capital | 11,387,000 | 11,675,000 | 11,799,000 | 11,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,889,000 | 2,888,000 | 3,880,000 |
| Interest expense | 79,000 | 163,000 | 250,000 | 336,000 |
| Net interest income | 853,000 | 1,726,000 | 2,638,000 | 3,544,000 |
| Noninterest income | 172,000 | 354,000 | 554,000 | 759,000 |
| Noninterest expense | 802,000 | 1,621,000 | 2,463,000 | 3,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 223,000 | 459,000 | 728,000 | 1,057,000 |
| Income tax | 47,000 | 134,000 | 165,000 | 270,000 |
| Net income | 176,000 | 325,000 | 563,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,155,000 | 11,111,000 | 11,542,000 | 11,766,000 |
| Total capital | 12,104,000 | 12,077,000 | 12,523,000 | 12,747,000 |
| Risk-weighted assets | 75,885,000 | 78,299,000 | 80,956,000 | 83,993,000 |