Call reports 2014
COMMUNITY BANK, THE — 2014
What COMMUNITY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 100,267,000 | 98,123,000 | 97,366,000 | 103,451,000 |
| Total loans | 52,559,000 | 56,436,000 | 59,896,000 | 59,305,000 |
| Allowance for loan losses | 1,097,000 | 1,098,000 | 1,097,000 | 1,099,000 |
| Securities available for sale | 38,445,000 | 34,063,000 | 31,110,000 | 27,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,824,000 | 84,406,000 | 84,206,000 | 91,484,000 |
| Interest-bearing deposits | 64,070,000 | 61,421,000 | 60,713,000 | 62,125,000 |
| Noninterest-bearing deposits | 24,754,000 | 22,985,000 | 23,493,000 | 29,359,000 |
| Equity capital | 10,506,000 | 10,656,000 | 10,811,000 | 10,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,660,000 | 2,528,000 | 3,418,000 |
| Interest expense | 74,000 | 148,000 | 225,000 | 299,000 |
| Net interest income | 736,000 | 1,512,000 | 2,303,000 | 3,119,000 |
| Noninterest income | 151,000 | 319,000 | 494,000 | 739,000 |
| Noninterest expense | 746,000 | 1,584,000 | 2,353,000 | 3,126,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 358,000 | 555,000 | 836,000 |
| Income tax | -5,000 | 38,000 | 56,000 | 174,000 |
| Net income | 146,000 | 320,000 | 499,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,193,000 | 10,367,000 | 10,546,000 | 10,709,000 |
| Total capital | 11,036,000 | 11,251,000 | 11,444,000 | 11,597,000 |
| Risk-weighted assets | 67,190,000 | 70,486,000 | 71,660,000 | 70,754,000 |