Call reports 2008
COMMUNITY BANK, THE — 2008
What COMMUNITY BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 75,788,000 | 77,578,000 | 76,620,000 | 74,946,000 |
| Total loans | 38,824,000 | 40,757,000 | 44,142,000 | 43,937,000 |
| Allowance for loan losses | 630,000 | 630,000 | 628,000 | 599,000 |
| Securities available for sale | 27,286,000 | 26,405,000 | 25,473,000 | 25,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,128,000 | 69,185,000 | 68,061,000 | 65,267,000 |
| Interest-bearing deposits | 51,771,000 | 53,307,000 | 51,571,000 | 49,539,000 |
| Noninterest-bearing deposits | 15,357,000 | 15,878,000 | 16,490,000 | 15,728,000 |
| Equity capital | 7,827,000 | 7,823,000 | 8,021,000 | 8,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 1,968,000 | 2,942,000 | 3,842,000 |
| Interest expense | 394,000 | 709,000 | 986,000 | 1,230,000 |
| Net interest income | 626,000 | 1,259,000 | 1,956,000 | 2,612,000 |
| Noninterest income | 117,000 | 244,000 | 377,000 | 506,000 |
| Noninterest expense | 464,000 | 934,000 | 1,435,000 | 1,970,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 569,000 | 898,000 | 1,148,000 |
| Income tax | 66,000 | 134,000 | 216,000 | 273,000 |
| Net income | 213,000 | 435,000 | 682,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,398,000 | 7,620,000 | 7,866,000 | 8,059,000 |
| Total capital | 8,011,000 | 8,250,000 | 8,493,000 | 8,658,000 |
| Risk-weighted assets | 49,045,000 | 51,432,000 | 54,199,000 | 53,460,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.