Call reports 2024
FIRST STATE BANK OF SAUK CENTRE — 2024
What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 160,636,000 | 157,191,000 | 146,063,000 | 143,178,000 |
| Total loans | 84,883,000 | 83,235,000 | 80,721,000 | 77,111,000 |
| Allowance for loan losses | 952,000 | 952,000 | 952,000 | 840,000 |
| Securities available for sale | 43,001,000 | 42,205,000 | 40,295,000 | 36,849,000 |
| Securities held to maturity | 275,000 | 275,000 | 275,000 | 275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,652,000 | 122,560,000 | 130,899,000 | 130,162,000 |
| Interest-bearing deposits | 100,106,000 | 102,184,000 | 106,865,000 | 107,309,000 |
| Noninterest-bearing deposits | 22,546,000 | 20,376,000 | 24,034,000 | 22,853,000 |
| Equity capital | 12,982,000 | 13,356,000 | 14,227,000 | 11,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,601,000 | 5,461,000 | 7,076,000 |
| Interest expense | 919,000 | 1,900,000 | 2,873,000 | 3,646,000 |
| Net interest income | 866,000 | 1,701,000 | 2,588,000 | 3,430,000 |
| Noninterest income | 92,000 | 178,000 | 250,000 | 310,000 |
| Noninterest expense | 627,000 | 1,326,000 | 2,024,000 | 2,821,000 |
| Provision for loan losses | 0 | 0 | 0 | 550,000 |
| Pretax income | 330,000 | 553,000 | 813,000 | 368,000 |
| Income tax | 94,000 | 157,000 | 236,000 | 102,000 |
| Net income | 236,000 | 396,000 | 577,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,375,000 | 14,535,000 | 14,537,000 | 12,414,000 |
| Total capital | 15,327,000 | 15,487,000 | 15,489,000 | 13,254,000 |
| Risk-weighted assets | 89,956,000 | 88,472,000 | 83,519,000 | 81,307,000 |