Call reports 2023
FIRST STATE BANK OF SAUK CENTRE — 2023
What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 139,862,000 | 138,133,000 | 137,136,000 | 161,895,000 |
| Total loans | 79,513,000 | 78,467,000 | 79,240,000 | 82,402,000 |
| Allowance for loan losses | 978,000 | 957,000 | 956,000 | 956,000 |
| Securities available for sale | 48,106,000 | 47,297,000 | 46,870,000 | 46,187,000 |
| Securities held to maturity | 360,000 | 360,000 | 360,000 | 360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,695,000 | 124,931,000 | 121,594,000 | 124,552,000 |
| Interest-bearing deposits | 102,333,000 | 101,443,000 | 101,543,000 | 102,347,000 |
| Noninterest-bearing deposits | 19,362,000 | 23,488,000 | 20,051,000 | 22,205,000 |
| Equity capital | 12,570,000 | 12,242,000 | 11,826,000 | 12,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,575,000 | 3,951,000 | 5,450,000 |
| Interest expense | 397,000 | 919,000 | 1,473,000 | 2,142,000 |
| Net interest income | 853,000 | 1,656,000 | 2,478,000 | 3,308,000 |
| Noninterest income | 76,000 | 164,000 | 238,000 | 309,000 |
| Noninterest expense | 662,000 | 1,355,000 | 2,032,000 | 2,651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 477,000 | 701,000 | 996,000 |
| Income tax | 76,000 | 135,000 | 197,000 | 282,000 |
| Net income | 191,000 | 342,000 | 504,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,160,000 | 14,311,000 | 14,107,000 | 14,317,000 |
| Total capital | — | — | — | 15,273,000 |
| Risk-weighted assets | — | — | — | 87,859,000 |