Call reports 2022
FIRST STATE BANK OF SAUK CENTRE — 2022
What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 138,412,000 | 135,947,000 | 137,604,000 | 141,914,000 |
| Total loans | 74,687,000 | 73,969,000 | 76,512,000 | 80,266,000 |
| Allowance for loan losses | 979,000 | 979,000 | 979,000 | 977,000 |
| Securities available for sale | 50,608,000 | 49,015,000 | 47,545,000 | 47,478,000 |
| Securities held to maturity | 445,000 | 445,000 | 445,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,729,000 | 121,915,000 | 119,934,000 | 127,947,000 |
| Interest-bearing deposits | 106,118,000 | 102,285,000 | 99,296,000 | 106,015,000 |
| Noninterest-bearing deposits | 17,611,000 | 19,630,000 | 20,638,000 | 21,932,000 |
| Equity capital | 13,380,000 | 12,728,000 | 11,438,000 | 11,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,047,000 | 3,213,000 | 4,498,000 |
| Interest expense | 102,000 | 207,000 | 349,000 | 703,000 |
| Net interest income | 892,000 | 1,840,000 | 2,864,000 | 3,795,000 |
| Noninterest income | 65,000 | 126,000 | 189,000 | 260,000 |
| Noninterest expense | 561,000 | 1,122,000 | 1,704,000 | 1,991,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 384,000 | 832,000 | 1,337,000 | 2,052,000 |
| Income tax | 136,000 | 237,000 | 381,000 | 588,000 |
| Net income | 248,000 | 595,000 | 956,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,843,000 | 14,190,000 | 13,827,000 | 14,335,000 |