Call reports 2021
FIRST STATE BANK OF SAUK CENTRE — 2021
What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 138,681,000 | 138,053,000 | 135,495,000 | 133,245,000 |
| Total loans | 83,309,000 | 81,540,000 | 79,129,000 | 76,706,000 |
| Allowance for loan losses | 914,000 | 932,000 | 949,000 | 967,000 |
| Securities available for sale | 33,258,000 | 36,416,000 | 32,038,000 | 36,365,000 |
| Securities held to maturity | 525,000 | 525,000 | 525,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,869,000 | 119,238,000 | 116,735,000 | 116,525,000 |
| Interest-bearing deposits | 99,591,000 | 100,030,000 | 96,923,000 | 98,033,000 |
| Noninterest-bearing deposits | 20,278,000 | 19,208,000 | 19,812,000 | 18,492,000 |
| Equity capital | 16,099,000 | 16,541,000 | 16,473,000 | 14,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,260,000 | 3,483,000 | 4,522,000 |
| Interest expense | 147,000 | 279,000 | 395,000 | 500,000 |
| Net interest income | 924,000 | 1,981,000 | 3,088,000 | 4,022,000 |
| Noninterest income | 50,000 | 107,000 | 173,000 | 233,000 |
| Noninterest expense | 573,000 | 1,123,000 | 1,693,000 | 2,269,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 383,000 | 967,000 | 1,628,000 | 2,028,000 |
| Income tax | 110,000 | 276,000 | 464,000 | 580,000 |
| Net income | 273,000 | 691,000 | 1,164,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,670,000 | 15,304,000 | 15,278,000 | 13,583,000 |
| Total capital | — | 16,236,000 | 16,227,000 | — |
| Risk-weighted assets | — | 79,465,000 | 78,751,000 | — |