Call reports 2020
FIRST STATE BANK OF SAUK CENTRE — 2020
What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,994,000 | 123,734,000 | 127,185,000 | 129,081,000 |
| Total loans | 76,977,000 | 84,442,000 | 87,005,000 | 82,212,000 |
| Allowance for loan losses | 838,000 | 858,000 | 878,000 | 896,000 |
| Securities available for sale | 14,195,000 | 13,926,000 | 12,460,000 | 19,914,000 |
| Securities held to maturity | 605,000 | 605,000 | 605,000 | 605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,259,000 | 105,193,000 | 108,354,000 | 110,241,000 |
| Interest-bearing deposits | 83,097,000 | 87,791,000 | 89,747,000 | 92,172,000 |
| Noninterest-bearing deposits | 12,162,000 | 17,402,000 | 18,607,000 | 18,069,000 |
| Equity capital | 15,951,000 | 16,241,000 | 16,141,000 | 16,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,323,000 | 3,474,000 | 4,663,000 |
| Interest expense | 216,000 | 415,000 | 597,000 | 760,000 |
| Net interest income | 945,000 | 1,908,000 | 2,877,000 | 3,903,000 |
| Noninterest income | 69,000 | 119,000 | 187,000 | 219,000 |
| Noninterest expense | 554,000 | 1,150,000 | 1,764,000 | 2,307,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 442,000 | 841,000 | 1,246,000 | 1,743,000 |
| Income tax | 43,000 | 154,000 | 270,000 | 415,000 |
| Net income | 399,000 | 687,000 | 976,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,318,000 | 14,626,000 | 14,558,000 | 14,849,000 |
| Total capital | 15,156,000 | — | — | — |
| Risk-weighted assets | 69,922,000 | — | — | — |