Call reports 2019
FIRST STATE BANK OF SAUK CENTRE — 2019
What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 107,977,000 | 109,596,000 | 111,757,000 | 109,616,000 |
| Total loans | 80,529,000 | 82,152,000 | 82,992,000 | 79,258,000 |
| Allowance for loan losses | 757,000 | 775,000 | 796,000 | 817,000 |
| Securities available for sale | 14,321,000 | 14,045,000 | 13,671,000 | 14,853,000 |
| Securities held to maturity | 685,000 | 685,000 | 685,000 | 685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,642,000 | 93,888,000 | 95,600,000 | 93,339,000 |
| Interest-bearing deposits | 82,549,000 | 83,240,000 | 83,721,000 | 82,730,000 |
| Noninterest-bearing deposits | 10,093,000 | 10,647,000 | 11,879,000 | 10,609,000 |
| Equity capital | 14,638,000 | 15,273,000 | 15,383,000 | 15,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,408,000 | 3,646,000 | 4,891,000 |
| Interest expense | 204,000 | 434,000 | 672,000 | 907,000 |
| Net interest income | 976,000 | 1,974,000 | 2,974,000 | 3,984,000 |
| Noninterest income | 67,000 | 136,000 | 202,000 | 267,000 |
| Noninterest expense | 534,000 | 1,086,000 | 1,651,000 | 2,226,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 491,000 | 988,000 | 1,471,000 | 1,953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 988,000 | 1,471,000 | 1,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,180,000 | 13,674,000 | 13,796,000 | 14,282,000 |
| Total capital | 13,937,000 | 14,449,000 | 14,592,000 | 15,099,000 |
| Risk-weighted assets | 76,442,000 | 77,249,000 | 77,445,000 | 75,021,000 |