Call reports 2018
FIRST STATE BANK OF SAUK CENTRE — 2018
What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 106,215,000 | 107,415,000 | 109,455,000 | 111,154,000 |
| Total loans | 75,432,000 | 76,941,000 | 78,288,000 | 78,225,000 |
| Allowance for loan losses | 739,000 | 760,000 | 781,000 | 790,000 |
| Securities available for sale | 14,964,000 | 16,474,000 | 14,953,000 | 15,730,000 |
| Securities held to maturity | 768,000 | 768,000 | 765,000 | 765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,058,000 | 93,350,000 | 94,952,000 | 96,363,000 |
| Interest-bearing deposits | 79,979,000 | 79,889,000 | 81,941,000 | 85,202,000 |
| Noninterest-bearing deposits | 11,079,000 | 13,461,000 | 13,011,000 | 11,161,000 |
| Equity capital | 13,598,000 | 13,808,000 | 13,846,000 | 14,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,109,000 | 3,241,000 | 4,426,000 |
| Interest expense | 132,000 | 280,000 | 445,000 | 640,000 |
| Net interest income | 872,000 | 1,829,000 | 2,796,000 | 3,786,000 |
| Noninterest income | 62,000 | 125,000 | 191,000 | 262,000 |
| Noninterest expense | 512,000 | 1,061,000 | 1,596,000 | 2,128,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 404,000 | 857,000 | 1,337,000 | 1,848,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 404,000 | 857,000 | 1,337,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,191,000 | 12,436,000 | 12,548,000 | 13,054,000 |
| Total capital | 12,930,000 | 13,196,000 | 13,329,000 | 13,844,000 |
| Risk-weighted assets | 71,570,000 | 72,179,000 | 73,415,000 | 74,215,000 |