Call reports 2017
FIRST STATE BANK OF SAUK CENTRE — 2017
What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,322,000 | 99,820,000 | 100,990,000 | 102,459,000 |
| Total loans | 64,165,000 | 70,443,000 | 69,877,000 | 73,581,000 |
| Allowance for loan losses | 656,000 | 677,000 | 698,000 | 719,000 |
| Securities available for sale | 19,471,000 | 18,230,000 | 16,461,000 | 16,870,000 |
| Securities held to maturity | 843,000 | 843,000 | 843,000 | 843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,634,000 | 83,695,000 | 85,273,000 | 87,601,000 |
| Interest-bearing deposits | 73,679,000 | 73,161,000 | 75,259,000 | 77,213,000 |
| Noninterest-bearing deposits | 9,955,000 | 10,534,000 | 10,014,000 | 10,388,000 |
| Equity capital | 13,520,000 | 13,064,000 | 13,462,000 | 13,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,729,000 | 2,729,000 | 3,718,000 |
| Interest expense | 92,000 | 191,000 | 310,000 | 437,000 |
| Net interest income | 722,000 | 1,538,000 | 2,419,000 | 3,281,000 |
| Noninterest income | 63,000 | 168,000 | 229,000 | 294,000 |
| Noninterest expense | 502,000 | 1,042,000 | 1,560,000 | 2,064,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 267,000 | 631,000 | 1,037,000 | 1,442,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 631,000 | 1,037,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,942,000 | 11,456,000 | 11,879,000 | 12,158,000 |
| Total capital | 12,598,000 | 12,133,000 | 12,577,000 | 12,877,000 |
| Risk-weighted assets | 63,640,000 | 68,472,000 | 67,094,000 | 70,320,000 |