Call reports 2016

FIRST STATE BANK OF SAUK CENTRE — 2016

Name: FIRST STATE BANK OF SAUK CENTRE — FFIEC call report 2016
Creator: FIRST STATE BANK OF SAUK CENTRE

What FIRST STATE BANK OF SAUK CENTRE reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/2ae33ed2-9a91-4d68-b8b1-86594869ddd3/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	97,113,000	94,977,000	94,940,000	93,436,000
Total loans	51,459,000	56,413,000	60,111,000	61,501,000
Allowance for loan losses	538,000	567,000	600,000	635,000
Securities available for sale	27,378,000	23,616,000	21,750,000	20,816,000
Securities held to maturity	920,000	919,000	919,000	919,000
Trading assets	0	0	0	0
Total deposits	84,204,000	81,881,000	81,563,000	80,046,000
Interest-bearing deposits	74,201,000	71,712,000	71,429,000	71,245,000
Noninterest-bearing deposits	10,003,000	10,169,000	10,134,000	8,801,000
Equity capital	12,768,000	12,934,000	13,172,000	13,234,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	763,000	1,578,000	2,428,000	3,235,000
Interest expense	80,000	163,000	247,000	333,000
Net interest income	683,000	1,415,000	2,181,000	2,902,000
Noninterest income	62,000	127,000	192,000	250,000
Noninterest expense	492,000	1,003,000	1,529,000	2,022,000
Provision for loan losses	22,000	48,000	78,000	111,000
Pretax income	231,000	512,000	787,000	1,040,000
Income tax	0	0	0	0
Net income	231,000	512,000	787,000	1,040,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	11,095,000	11,188,000	11,475,000	11,738,000
Total capital	11,633,000	11,755,000	12,075,000	12,373,000
Risk-weighted assets	55,582,000	57,875,000	60,618,000	61,765,000