Call reports 2015
VNBTRUST, NATIONAL ASSOCIATION — 2015
What VNBTRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 10,003,000 | 9,990,000 | 9,937,000 | 9,805,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,773,000 | 9,591,000 | 9,420,000 | 9,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,000 | 13,000 | 20,000 | 27,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 6,000 | 13,000 | 20,000 | 27,000 |
| Noninterest income | 494,000 | 975,000 | 1,435,000 | 1,856,000 |
| Noninterest expense | 737,000 | 1,498,000 | 2,224,000 | 2,935,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -237,000 | -510,000 | -769,000 | -1,052,000 |
| Income tax | -80,000 | -171,000 | -259,000 | -353,000 |
| Net income | -157,000 | -339,000 | -510,000 | -699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,773,000 | 9,591,000 | 9,420,000 | 9,231,000 |
| Total capital | 9,773,000 | 9,591,000 | 9,420,000 | 9,231,000 |
| Risk-weighted assets | 650,000 | 628,000 | 583,000 | 533,000 |