Call reports 2025
BANNER CAPITAL BANK — 2025
What BANNER CAPITAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 351,135,000 | 355,420,000 | 360,304,000 | 368,862,000 |
| Total loans | 278,988,000 | 279,878,000 | 285,320,000 | 292,056,000 |
| Allowance for loan losses | 3,599,000 | 3,766,000 | 3,755,000 | 3,777,000 |
| Securities available for sale | 28,615,000 | 28,998,000 | 31,027,000 | 33,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,563,000 | 316,149,000 | 320,072,000 | 327,296,000 |
| Interest-bearing deposits | 268,333,000 | 272,196,000 | 273,614,000 | 278,356,000 |
| Noninterest-bearing deposits | 44,230,000 | 43,953,000 | 46,458,000 | 48,940,000 |
| Equity capital | 37,162,000 | 37,795,000 | 38,660,000 | 40,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,689,000 | 11,393,000 | 17,232,000 | 23,693,000 |
| Interest expense | 2,007,000 | 3,961,000 | 5,949,000 | 7,934,000 |
| Net interest income | 3,682,000 | 7,432,000 | 11,283,000 | 15,759,000 |
| Noninterest income | 179,000 | 363,000 | 542,000 | 907,000 |
| Noninterest expense | 2,142,000 | 4,148,000 | 6,415,000 | 8,683,000 |
| Provision for loan losses | 48,000 | 219,000 | 219,000 | 261,000 |
| Pretax income | 1,629,000 | 3,380,000 | 5,143,000 | 7,626,000 |
| Income tax | 20,000 | 28,000 | 36,000 | 43,000 |
| Net income | 1,609,000 | 3,352,000 | 5,107,000 | 7,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,355,000 | 37,870,000 | 38,431,000 | 39,640,000 |
| Total capital | 41,205,000 | 41,726,000 | 42,404,000 | 43,707,000 |
| Risk-weighted assets | 308,043,000 | 308,309,000 | 317,737,000 | 325,293,000 |
Machine access — free, no API key
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