Call reports 2023
BANNER CAPITAL BANK — 2023
What BANNER CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 243,055,000 | 317,207,000 | 321,625,000 | 330,249,000 |
| Total loans | 201,806,000 | 256,118,000 | 266,449,000 | 274,610,000 |
| Allowance for loan losses | 2,590,000 | 3,003,000 | 3,121,000 | 3,227,000 |
| Securities available for sale | 21,428,000 | 26,329,000 | 26,166,000 | 25,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,806,000 | 264,396,000 | 284,847,000 | 290,038,000 |
| Interest-bearing deposits | 190,767,000 | 221,752,000 | 240,432,000 | 240,849,000 |
| Noninterest-bearing deposits | 26,039,000 | 42,644,000 | 44,415,000 | 49,189,000 |
| Equity capital | 21,695,000 | 31,520,000 | 31,781,000 | 33,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 8,394,000 | 13,131,000 | 18,386,000 |
| Interest expense | 828,000 | 2,085,000 | 3,579,000 | 5,184,000 |
| Net interest income | 2,405,000 | 6,309,000 | 9,552,000 | 13,202,000 |
| Noninterest income | 218,000 | 572,000 | 793,000 | 962,000 |
| Noninterest expense | 1,634,000 | 3,964,000 | 6,051,000 | 8,070,000 |
| Provision for loan losses | 55,000 | 178,000 | 299,000 | 434,000 |
| Pretax income | 934,000 | 2,739,000 | 3,995,000 | 5,660,000 |
| Income tax | 24,000 | 47,000 | 71,000 | 94,000 |
| Net income | 910,000 | 2,692,000 | 3,924,000 | 5,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,019,000 | 32,328,000 | 33,161,000 | 33,806,000 |
| Total capital | 26,609,000 | 35,331,000 | 36,282,000 | 37,033,000 |
| Risk-weighted assets | 221,600,000 | 283,531,000 | 298,774,000 | 308,556,000 |
Machine access — free, no API key
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