Call reports 2022
BANNER CAPITAL BANK — 2022
What BANNER CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 227,691,000 | 234,893,000 | 234,881,000 | 244,695,000 |
| Total loans | 187,879,000 | 200,205,000 | 202,362,000 | 201,221,000 |
| Allowance for loan losses | 2,480,000 | 2,426,000 | 2,479,000 | 2,535,000 |
| Securities available for sale | 22,328,000 | 21,769,000 | 21,683,000 | 21,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,759,000 | 210,909,000 | 205,700,000 | 219,475,000 |
| Interest-bearing deposits | 169,640,000 | 183,039,000 | 178,587,000 | 186,246,000 |
| Noninterest-bearing deposits | 31,119,000 | 27,870,000 | 27,113,000 | 33,229,000 |
| Equity capital | 22,636,000 | 19,522,000 | 19,608,000 | 20,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 5,028,000 | 7,947,000 | 11,071,000 |
| Interest expense | 261,000 | 530,000 | 936,000 | 1,660,000 |
| Net interest income | 2,196,000 | 4,498,000 | 7,011,000 | 9,411,000 |
| Noninterest income | 142,000 | 278,000 | 402,000 | 563,000 |
| Noninterest expense | 1,427,000 | 3,024,000 | 4,531,000 | 6,040,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 110,000 |
| Pretax income | 911,000 | 1,752,000 | 2,832,000 | 3,824,000 |
| Income tax | 16,000 | 40,000 | 63,000 | 87,000 |
| Net income | 895,000 | 1,712,000 | 2,769,000 | 3,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,613,000 | 21,436,000 | 22,498,000 | 23,434,000 |
| Total capital | 26,093,000 | 23,862,000 | 24,977,000 | 25,969,000 |
| Risk-weighted assets | 209,029,000 | 220,863,000 | 222,721,000 | 223,011,000 |