Call reports 2021
BANNER CAPITAL BANK — 2021
What BANNER CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 231,841,000 | 228,180,000 | 220,602,000 | 227,780,000 |
| Total loans | 188,190,000 | 191,761,000 | 188,370,000 | 193,712,000 |
| Allowance for loan losses | 2,340,000 | 2,423,000 | 2,481,000 | 2,480,000 |
| Securities available for sale | 24,360,000 | 27,216,000 | 19,507,000 | 22,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,541,000 | 201,265,000 | 191,299,000 | 200,266,000 |
| Interest-bearing deposits | 172,626,000 | 172,479,000 | 165,136,000 | 167,096,000 |
| Noninterest-bearing deposits | 32,915,000 | 28,786,000 | 26,163,000 | 33,170,000 |
| Equity capital | 21,805,000 | 22,343,000 | 22,887,000 | 23,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,335,000 | 6,265,000 | 8,767,000 | 11,354,000 |
| Interest expense | 418,000 | 834,000 | 1,154,000 | 1,436,000 |
| Net interest income | 2,917,000 | 5,431,000 | 7,613,000 | 9,918,000 |
| Noninterest income | 136,000 | 308,000 | 486,000 | 619,000 |
| Noninterest expense | 1,487,000 | 3,107,000 | 4,599,000 | 6,294,000 |
| Provision for loan losses | 93,000 | 168,000 | 199,000 | 199,000 |
| Pretax income | 1,473,000 | 2,464,000 | 3,377,000 | 4,120,000 |
| Income tax | 13,000 | 25,000 | 38,000 | 51,000 |
| Net income | 1,460,000 | 2,439,000 | 3,339,000 | 4,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,263,000 | 21,766,000 | 22,309,000 | 22,712,000 |
| Total capital | 23,603,000 | 24,189,000 | 24,790,000 | 25,192,000 |
| Risk-weighted assets | 188,107,000 | 194,329,000 | 201,130,000 | 210,512,000 |