Call reports 2019
BANNER CAPITAL BANK — 2019
What BANNER CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 165,046,000 | 172,097,000 | 189,107,000 | 189,105,000 |
| Total loans | 139,570,000 | 148,974,000 | 156,500,000 | 159,755,000 |
| Allowance for loan losses | 1,761,000 | 1,815,000 | 1,873,000 | 1,861,000 |
| Securities available for sale | 11,943,000 | 13,146,000 | 12,494,000 | 11,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,473,000 | 138,757,000 | 158,148,000 | 159,267,000 |
| Interest-bearing deposits | 118,634,000 | 121,621,000 | 138,719,000 | 139,162,000 |
| Noninterest-bearing deposits | 18,839,000 | 17,136,000 | 19,429,000 | 20,105,000 |
| Equity capital | 19,240,000 | 19,304,000 | 19,328,000 | 19,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,053,000 | 4,267,000 | 6,622,000 | 9,059,000 |
| Interest expense | 470,000 | 1,010,000 | 1,654,000 | 2,325,000 |
| Net interest income | 1,583,000 | 3,257,000 | 4,968,000 | 6,734,000 |
| Noninterest income | 115,000 | 248,000 | 355,000 | 483,000 |
| Noninterest expense | 1,201,000 | 2,650,000 | 4,068,000 | 5,516,000 |
| Provision for loan losses | 46,000 | 96,000 | 155,000 | 214,000 |
| Pretax income | 440,000 | 748,000 | 1,100,000 | 1,476,000 |
| Income tax | 8,000 | 20,000 | 31,000 | 43,000 |
| Net income | 432,000 | 728,000 | 1,069,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,565,000 | 18,527,000 | 18,556,000 | 18,608,000 |
| Total capital | 20,326,000 | 20,342,000 | 20,429,000 | 20,469,000 |
| Risk-weighted assets | 154,726,000 | 164,485,000 | 173,387,000 | 175,317,000 |