Call reports 2017
BANNER CAPITAL BANK — 2017
What BANNER CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,788,000 | 129,062,000 | 129,164,000 | 133,205,000 |
| Total loans | 110,412,000 | 114,306,000 | 115,418,000 | 114,351,000 |
| Allowance for loan losses | 1,397,000 | 1,425,000 | 1,452,000 | 1,431,000 |
| Securities available for sale | 9,380,000 | 9,721,000 | 9,247,000 | 9,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,348,000 | 105,539,000 | 103,176,000 | 109,013,000 |
| Interest-bearing deposits | 92,700,000 | 96,154,000 | 94,946,000 | 96,905,000 |
| Noninterest-bearing deposits | 9,648,000 | 9,385,000 | 8,230,000 | 12,108,000 |
| Equity capital | 13,774,000 | 14,043,000 | 14,506,000 | 14,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,124,000 | 4,785,000 | 6,437,000 |
| Interest expense | 257,000 | 527,000 | 829,000 | 1,139,000 |
| Net interest income | 1,297,000 | 2,597,000 | 3,956,000 | 5,298,000 |
| Noninterest income | 62,000 | 125,000 | 190,000 | 250,000 |
| Noninterest expense | 836,000 | 1,727,000 | 2,628,000 | 3,531,000 |
| Provision for loan losses | 130,000 | 210,000 | 240,000 | 270,000 |
| Pretax income | 393,000 | 785,000 | 1,278,000 | 1,747,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 46,000 |
| Net income | 381,000 | 762,000 | 1,243,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,259,000 | 13,483,000 | 13,967,000 | 14,249,000 |
| Total capital | 14,656,000 | 14,908,000 | 15,419,000 | 15,680,000 |
| Risk-weighted assets | 114,013,000 | 118,957,000 | 120,386,000 | 118,121,000 |