Call reports 2016
BANNER CAPITAL BANK — 2016
What BANNER CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,208,000 | 131,235,000 | 130,788,000 | 132,720,000 |
| Total loans | 104,905,000 | 114,308,000 | 115,746,000 | 116,246,000 |
| Allowance for loan losses | 1,276,000 | 1,307,000 | 1,363,000 | 1,365,000 |
| Securities available for sale | 12,056,000 | 11,858,000 | 10,249,000 | 9,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,803,000 | 101,563,000 | 100,823,000 | 100,737,000 |
| Interest-bearing deposits | 84,770,000 | 91,608,000 | 92,440,000 | 91,461,000 |
| Noninterest-bearing deposits | 10,033,000 | 9,955,000 | 8,383,000 | 9,276,000 |
| Equity capital | 13,272,000 | 13,643,000 | 13,596,000 | 13,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,971,000 | 4,599,000 | 6,219,000 |
| Interest expense | 213,000 | 450,000 | 710,000 | 970,000 |
| Net interest income | 1,205,000 | 2,521,000 | 3,889,000 | 5,249,000 |
| Noninterest income | 50,000 | 113,000 | 167,000 | 228,000 |
| Noninterest expense | 836,000 | 1,755,000 | 2,592,000 | 3,492,000 |
| Provision for loan losses | 20,000 | 50,000 | 105,000 | 155,000 |
| Pretax income | 399,000 | 829,000 | 1,359,000 | 1,830,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 46,000 |
| Net income | 387,000 | 806,000 | 1,324,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,604,000 | 12,924,000 | 12,905,000 | 13,159,000 |
| Total capital | 13,880,000 | 14,231,000 | 14,268,000 | 14,524,000 |
| Risk-weighted assets | 111,882,000 | 121,102,000 | 128,439,000 | 122,364,000 |