Call reports 2026
LCNB NATIONAL BANK — 2026
What LCNB NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,233,698,000 | 2,219,306,000 |
| Total loans | 1,701,111,000 | 1,703,077,000 |
| Allowance for loan losses | 13,372,000 | 13,606,000 |
| Securities available for sale | 228,750,000 | 215,769,000 |
| Securities held to maturity | 15,971,000 | 15,809,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,839,387,000 | 1,819,769,000 |
| Interest-bearing deposits | 1,363,593,000 | 1,332,302,000 |
| Noninterest-bearing deposits | 475,794,000 | 487,467,000 |
| Equity capital | 281,256,000 | 285,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 25,398,000 | 51,694,000 |
| Interest expense | 6,413,000 | 12,738,000 |
| Net interest income | 18,985,000 | 38,956,000 |
| Noninterest income | 5,172,000 | 10,969,000 |
| Noninterest expense | 15,697,000 | 31,340,000 |
| Provision for loan losses | 2,398,000 | 2,631,000 |
| Pretax income | 6,099,000 | 15,968,000 |
| Income tax | 1,083,000 | 2,980,000 |
| Net income | 5,016,000 | 12,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 194,095,000 | 200,479,000 |
| Total capital | 207,319,000 | 213,981,000 |
| Risk-weighted assets | 1,721,230,000 | 1,725,696,000 |