Call report 2025Q4
LCNB NATIONAL BANK — 2025Q4
The 22 measures LCNB NATIONAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,236,740,000 | USD | evidence → |
| Total loans | 1,707,249,000 | USD | evidence → |
| Allowance for loan losses | 13,704,000 | USD | evidence → |
| Securities available for sale | 232,271,000 | USD | evidence → |
| Securities held to maturity | 16,091,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,842,258,000 | USD | evidence → |
| Interest-bearing deposits | 1,359,631,000 | USD | evidence → |
| Noninterest-bearing deposits | 482,627,000 | USD | evidence → |
| Equity capital | 278,357,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 102,583,000 | USD | evidence → |
| Interest expense | 31,869,000 | USD | evidence → |
| Net interest income | 70,714,000 | USD | evidence → |
| Noninterest income | 22,859,000 | USD | evidence → |
| Noninterest expense | 61,351,000 | USD | evidence → |
| Provision for loan losses | 1,977,000 | USD | evidence → |
| Pretax income | 30,316,000 | USD | evidence → |
| Income tax | 5,709,000 | USD | evidence → |
| Net income | 24,607,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 191,005,000 | USD | evidence → |
| Total capital | 204,618,000 | USD | evidence → |
| Risk-weighted assets | 1,733,045,000 | USD | evidence → |