Call reports 2018
LCNB NATIONAL BANK — 2018
What LCNB NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,286,859,000 | 1,629,131,000 | 1,617,712,000 | 1,634,260,000 |
| Total loans | 856,658,000 | 1,159,097,000 | 1,162,326,000 | 1,198,623,000 |
| Allowance for loan losses | 3,529,000 | 3,602,000 | 4,016,000 | 4,046,000 |
| Securities available for sale | 267,894,000 | 257,721,000 | 247,438,000 | 238,421,000 |
| Securities held to maturity | 32,502,000 | 31,610,000 | 31,679,000 | 29,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,123,820,000 | 1,381,619,000 | 1,371,900,000 | 1,301,634,000 |
| Interest-bearing deposits | 837,277,000 | 1,037,997,000 | 1,037,582,000 | 978,348,000 |
| Noninterest-bearing deposits | 286,543,000 | 343,622,000 | 334,318,000 | 323,286,000 |
| Equity capital | 146,242,000 | 209,474,000 | 210,437,000 | 215,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,131,000 | 23,654,000 | 38,707,000 | 54,534,000 |
| Interest expense | 945,000 | 2,110,000 | 4,059,000 | 6,373,000 |
| Net interest income | 10,186,000 | 21,544,000 | 34,648,000 | 48,161,000 |
| Noninterest income | 2,861,000 | 5,133,000 | 8,293,000 | 11,407,000 |
| Noninterest expense | 9,543,000 | 19,241,000 | 29,682,000 | 39,894,000 |
| Provision for loan losses | 79,000 | 303,000 | 962,000 | 923,000 |
| Pretax income | 3,405,000 | 7,137,000 | 12,276,000 | 18,739,000 |
| Income tax | 549,000 | 1,161,000 | 2,068,000 | 3,284,000 |
| Net income | 2,856,000 | 5,976,000 | 10,208,000 | 15,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,684,000 | 151,668,000 | 153,087,000 | 156,325,000 |
| Total capital | 122,213,000 | 155,271,000 | 157,103,000 | 160,371,000 |
| Risk-weighted assets | 917,079,000 | 1,216,309,000 | 1,207,406,000 | 1,235,502,000 |