Call reports 2017
LCNB NATIONAL BANK — 2017
What LCNB NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,317,877,000 | 1,333,927,000 | 1,312,701,000 | 1,293,802,000 |
| Total loans | 810,482,000 | 826,933,000 | 834,204,000 | 849,060,000 |
| Allowance for loan losses | 3,328,000 | 3,382,000 | 3,406,000 | 3,403,000 |
| Securities available for sale | 325,646,000 | 327,740,000 | 309,396,000 | 277,443,000 |
| Securities held to maturity | 38,455,000 | 38,437,000 | 36,860,000 | 32,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,148,654,000 | 1,144,260,000 | 1,121,878,000 | 1,086,129,000 |
| Interest-bearing deposits | 877,199,000 | 868,574,000 | 842,750,000 | 802,609,000 |
| Noninterest-bearing deposits | 271,455,000 | 275,686,000 | 279,128,000 | 283,520,000 |
| Equity capital | 143,663,000 | 145,957,000 | 147,617,000 | 148,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,855,000 | 21,779,000 | 32,822,000 | 44,420,000 |
| Interest expense | 876,000 | 1,738,000 | 2,646,000 | 3,599,000 |
| Net interest income | 9,979,000 | 20,041,000 | 30,176,000 | 40,821,000 |
| Noninterest income | 2,615,000 | 5,482,000 | 8,114,000 | 10,879,000 |
| Noninterest expense | 7,861,000 | 16,355,000 | 25,009,000 | 33,658,000 |
| Provision for loan losses | 15,000 | 237,000 | 225,000 | 215,000 |
| Pretax income | 4,718,000 | 9,071,000 | 13,259,000 | 18,045,000 |
| Income tax | 1,293,000 | 2,456,000 | 3,578,000 | 4,650,000 |
| Net income | 3,425,000 | 6,615,000 | 9,681,000 | 13,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,397,000 | 113,743,000 | 115,361,000 | 118,116,000 |
| Total capital | 115,725,000 | 117,125,000 | 118,767,000 | 121,519,000 |
| Risk-weighted assets | 858,397,000 | 887,300,000 | 893,298,000 | 903,591,000 |