Call reports 2006
LCNB NATIONAL BANK — 2006
What LCNB NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 536,877,000 | 542,442,000 | 546,418,000 | 545,636,000 |
| Total loans | 367,551,000 | 373,503,000 | 388,360,000 | 390,370,000 |
| Allowance for loan losses | 2,050,000 | 2,051,000 | 2,051,000 | 2,050,000 |
| Securities available for sale | 116,912,000 | 109,531,000 | 104,608,000 | 109,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,690,000 | 492,211,000 | 493,528,000 | 479,235,000 |
| Interest-bearing deposits | 407,065,000 | 411,444,000 | 414,926,000 | 396,255,000 |
| Noninterest-bearing deposits | 79,625,000 | 80,767,000 | 78,602,000 | 82,980,000 |
| Equity capital | 47,308,000 | 47,481,000 | 48,352,000 | 48,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,303,000 | 14,755,000 | 22,562,000 | 30,477,000 |
| Interest expense | 2,727,000 | 5,636,000 | 8,938,000 | 12,231,000 |
| Net interest income | 4,576,000 | 9,119,000 | 13,624,000 | 18,246,000 |
| Noninterest income | 1,585,000 | 3,288,000 | 4,981,000 | 6,638,000 |
| Noninterest expense | 4,228,000 | 8,347,000 | 12,528,000 | 16,521,000 |
| Provision for loan losses | -112,000 | 34,000 | 100,000 | 143,000 |
| Pretax income | 2,033,000 | 4,014,000 | 5,965,000 | 8,208,000 |
| Income tax | 499,000 | 998,000 | 1,493,000 | 2,027,000 |
| Net income | 1,534,000 | 3,016,000 | 4,472,000 | 6,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,977,000 | 47,607,000 | 48,214,000 | 48,573,000 |
| Total capital | 49,027,000 | 49,658,000 | 50,265,000 | 50,623,000 |
| Risk-weighted assets | 363,753,000 | 369,665,000 | 377,824,000 | 378,562,000 |
Machine access — free, no API key
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