Call reports 2016
HARDWARE STATE BANK — 2016
What HARDWARE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 21,912,000 | 24,287,000 | 23,702,000 | 22,136,000 |
| Total loans | 6,846,000 | 7,492,000 | 9,421,000 | 10,115,000 |
| Allowance for loan losses | 95,000 | 95,000 | 91,000 | 91,000 |
| Securities available for sale | 2,665,000 | 2,664,000 | 2,311,000 | 1,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,702,000 | 22,067,000 | 21,462,000 | 19,909,000 |
| Interest-bearing deposits | 17,171,000 | 18,686,000 | 18,650,000 | 17,666,000 |
| Noninterest-bearing deposits | 2,531,000 | 3,381,000 | 2,812,000 | 2,243,000 |
| Equity capital | 2,164,000 | 2,172,000 | 2,190,000 | 2,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 249,000 | 385,000 | 530,000 |
| Interest expense | 9,000 | 18,000 | 27,000 | 34,000 |
| Net interest income | 115,000 | 231,000 | 358,000 | 496,000 |
| Noninterest income | 19,000 | 36,000 | 56,000 | 78,000 |
| Noninterest expense | 125,000 | 247,000 | 370,000 | 497,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 20,000 | 46,000 | 79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | 20,000 | 46,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,158,000 | 2,165,000 | 2,183,000 | 2,185,000 |
| Total capital | 2,253,000 | 2,260,000 | 2,274,000 | 2,276,000 |
| Risk-weighted assets | 8,165,000 | 8,768,000 | 9,938,000 | 10,571,000 |