Call reports 2014
HARDWARE STATE BANK — 2014
What HARDWARE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 24,676,000 | 23,955,000 | 23,824,000 | 22,939,000 |
| Total loans | 7,784,000 | 7,821,000 | 7,780,000 | 8,124,000 |
| Allowance for loan losses | 122,000 | 122,000 | 97,000 | 97,000 |
| Securities available for sale | 3,925,000 | 3,940,000 | 4,432,000 | 4,433,000 |
| Securities held to maturity | 94,000 | 93,000 | 93,000 | 92,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,555,000 | 21,813,000 | 21,667,000 | 20,761,000 |
| Interest-bearing deposits | 19,737,000 | 19,942,000 | 19,527,000 | 19,020,000 |
| Noninterest-bearing deposits | 2,818,000 | 1,871,000 | 2,140,000 | 1,741,000 |
| Equity capital | 2,083,000 | 2,100,000 | 2,115,000 | 2,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 245,000 | 368,000 | 497,000 |
| Interest expense | 11,000 | 23,000 | 35,000 | 47,000 |
| Net interest income | 113,000 | 222,000 | 333,000 | 450,000 |
| Noninterest income | 21,000 | 41,000 | 72,000 | 96,000 |
| Noninterest expense | 128,000 | 256,000 | 405,000 | 530,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -25,000 |
| Pretax income | 6,000 | 7,000 | 25,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 7,000 | 25,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,101,000 | 2,102,000 | 2,120,000 | 2,133,000 |
| Total capital | 2,212,000 | 2,213,000 | 2,217,000 | 2,230,000 |
| Risk-weighted assets | 8,875,000 | 8,836,000 | 8,780,000 | 9,356,000 |