Call reports 2012
HARDWARE STATE BANK — 2012
What HARDWARE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,593,000 | 23,947,000 | 24,384,000 | 24,053,000 |
| Total loans | 9,390,000 | 9,716,000 | 9,954,000 | 9,960,000 |
| Allowance for loan losses | 164,000 | 164,000 | 164,000 | 164,000 |
| Securities available for sale | 1,102,000 | 739,000 | 736,000 | 734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,506,000 | 21,839,000 | 22,271,000 | 21,941,000 |
| Interest-bearing deposits | 20,320,000 | 19,733,000 | 20,710,000 | 20,161,000 |
| Noninterest-bearing deposits | 3,186,000 | 2,106,000 | 1,561,000 | 1,780,000 |
| Equity capital | 2,042,000 | 2,066,000 | 2,070,000 | 2,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 157,000 | 304,000 | 450,000 | 596,000 |
| Interest expense | 19,000 | 38,000 | 55,000 | 73,000 |
| Net interest income | 138,000 | 266,000 | 395,000 | 523,000 |
| Noninterest income | 17,000 | 34,000 | 52,000 | 79,000 |
| Noninterest expense | 139,000 | 276,000 | 411,000 | 555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 26,000 | 38,000 | 49,000 |
| Income tax | 0 | -21,000 | -21,000 | -17,000 |
| Net income | 16,000 | 47,000 | 59,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,035,000 | 2,060,000 | 2,066,000 | 2,067,000 |
| Total capital | 2,162,000 | 2,188,000 | 2,200,000 | 2,200,000 |
| Risk-weighted assets | 10,147,000 | 10,194,000 | 10,741,000 | 10,645,000 |