Call reports 2011
HARDWARE STATE BANK — 2011
What HARDWARE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,491,000 | 23,807,000 | 29,697,000 | 23,737,000 |
| Total loans | 8,895,000 | 9,913,000 | 10,119,000 | 10,214,000 |
| Allowance for loan losses | 140,000 | 140,000 | 150,000 | 165,000 |
| Securities available for sale | 3,072,000 | 3,124,000 | 1,512,000 | 1,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,429,000 | 21,715,000 | 27,621,000 | 21,662,000 |
| Interest-bearing deposits | 21,576,000 | 20,148,000 | 25,379,000 | 19,319,000 |
| Noninterest-bearing deposits | 1,853,000 | 1,567,000 | 2,242,000 | 2,343,000 |
| Equity capital | 1,994,000 | 2,025,000 | 2,030,000 | 2,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 162,000 | 325,000 | 495,000 | 667,000 |
| Interest expense | 33,000 | 61,000 | 86,000 | 109,000 |
| Net interest income | 129,000 | 264,000 | 409,000 | 558,000 |
| Noninterest income | 17,000 | 34,000 | 52,000 | 72,000 |
| Noninterest expense | 143,000 | 283,000 | 423,000 | 568,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 25,000 |
| Pretax income | 3,000 | 17,000 | 38,000 | 47,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 17,000 | 38,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,999,000 | 2,007,000 | 2,022,000 | 2,025,000 |
| Total capital | 2,139,000 | 2,147,000 | 2,166,000 | 2,171,000 |
| Risk-weighted assets | 10,823,000 | 11,654,000 | 11,588,000 | 11,673,000 |