Call reports 2009
HARDWARE STATE BANK — 2009
What HARDWARE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,249,000 | 23,234,000 | 24,053,000 | 23,002,000 |
| Total loans | 10,350,000 | 12,466,000 | 14,410,000 | 12,698,000 |
| Allowance for loan losses | 125,000 | 120,000 | 135,000 | 140,000 |
| Securities available for sale | 4,282,000 | 3,560,000 | 3,719,000 | 2,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,964,000 | 20,968,000 | 21,772,000 | 20,740,000 |
| Interest-bearing deposits | 19,035,000 | 19,485,000 | 19,882,000 | 19,366,000 |
| Noninterest-bearing deposits | 1,929,000 | 1,483,000 | 1,890,000 | 1,374,000 |
| Equity capital | 1,998,000 | 1,989,000 | 2,005,000 | 1,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 470,000 | 715,000 | 960,000 |
| Interest expense | 95,000 | 171,000 | 244,000 | 307,000 |
| Net interest income | 152,000 | 299,000 | 471,000 | 653,000 |
| Noninterest income | 23,000 | 42,000 | 61,000 | 84,000 |
| Noninterest expense | 146,000 | 292,000 | 435,000 | 586,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 20,000 |
| Pretax income | 37,000 | 74,000 | 106,000 | 116,000 |
| Income tax | 5,000 | 14,000 | 24,000 | 19,000 |
| Net income | 32,000 | 60,000 | 82,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,960,000 | 1,972,000 | 1,979,000 | 1,979,000 |
| Total capital | 2,085,000 | 2,092,000 | 2,114,000 | 2,119,000 |
| Risk-weighted assets | 13,374,000 | 15,103,000 | 16,897,000 | 15,295,000 |
Machine access — free, no API key
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