Call reports 2008
HARDWARE STATE BANK — 2008
What HARDWARE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 24,769,000 | 24,042,000 | 22,957,000 | 23,116,000 |
| Total loans | 10,193,000 | 10,623,000 | 11,157,000 | 11,188,000 |
| Allowance for loan losses | 124,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 5,689,000 | 6,039,000 | 6,036,000 | 5,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,453,000 | 21,852,000 | 20,722,000 | 20,792,000 |
| Interest-bearing deposits | 20,730,000 | 20,365,000 | 19,366,000 | 19,026,000 |
| Noninterest-bearing deposits | 1,723,000 | 1,487,000 | 1,356,000 | 1,766,000 |
| Equity capital | 1,984,000 | 1,906,000 | 1,931,000 | 2,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 662,000 | 916,000 | 1,201,000 |
| Interest expense | 150,000 | 284,000 | 413,000 | 522,000 |
| Net interest income | 198,000 | 378,000 | 503,000 | 679,000 |
| Noninterest income | 20,000 | 43,000 | 70,000 | 94,000 |
| Noninterest expense | 151,000 | 306,000 | 438,000 | 587,000 |
| Provision for loan losses | 5,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 65,000 | 113,000 | 133,000 | 189,000 |
| Income tax | 16,000 | 29,000 | 21,000 | 30,000 |
| Net income | 49,000 | 84,000 | 112,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,915,000 | 1,918,000 | 1,925,000 | 1,949,000 |
| Total capital | 2,039,000 | 2,043,000 | 2,050,000 | 2,074,000 |
| Risk-weighted assets | 13,632,000 | 13,818,000 | 13,938,000 | 13,963,000 |
Machine access — free, no API key
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