Call reports 2007
HARDWARE STATE BANK — 2007
What HARDWARE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,217,000 | 22,226,000 | 23,280,000 | 23,840,000 |
| Total loans | 10,912,000 | 11,059,000 | 11,568,000 | 11,404,000 |
| Allowance for loan losses | 119,000 | 119,000 | 119,000 | 119,000 |
| Securities available for sale | 7,578,000 | 7,292,000 | 6,297,000 | 5,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,086,000 | 20,123,000 | 21,103,000 | 21,579,000 |
| Interest-bearing deposits | 18,542,000 | 18,654,000 | 19,623,000 | 19,445,000 |
| Noninterest-bearing deposits | 1,544,000 | 1,469,000 | 1,480,000 | 2,134,000 |
| Equity capital | 1,860,000 | 1,846,000 | 1,891,000 | 1,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 664,000 | 1,001,000 | 1,344,000 |
| Interest expense | 141,000 | 289,000 | 441,000 | 592,000 |
| Net interest income | 193,000 | 375,000 | 560,000 | 752,000 |
| Noninterest income | 19,000 | 43,000 | 66,000 | 90,000 |
| Noninterest expense | 157,000 | 314,000 | 466,000 | 613,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 104,000 | 160,000 | 236,000 |
| Income tax | 10,000 | 20,000 | 32,000 | 54,000 |
| Net income | 45,000 | 84,000 | 128,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,861,000 | 1,870,000 | 1,881,000 | 1,899,000 |
| Total capital | 1,980,000 | 1,989,000 | 2,000,000 | 2,018,000 |
| Risk-weighted assets | 13,815,000 | 13,771,000 | 14,489,000 | 14,503,000 |
Machine access — free, no API key
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