Call reports 2003
HARDWARE STATE BANK — 2003
What HARDWARE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,780,000 | 21,147,000 | 21,000,000 | 21,749,000 |
| Total loans | 12,496,000 | 12,964,000 | 12,912,000 | 12,995,000 |
| Allowance for loan losses | 124,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 5,103,000 | 2,491,000 | 4,135,000 | 3,118,000 |
| Securities held to maturity | 1,096,000 | 1,096,000 | 1,045,000 | 895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,422,000 | 18,774,000 | 18,635,000 | 19,406,000 |
| Interest-bearing deposits | 17,130,000 | 17,317,000 | 17,541,000 | 18,238,000 |
| Noninterest-bearing deposits | 1,292,000 | 1,457,000 | 1,094,000 | 1,168,000 |
| Equity capital | 1,725,000 | 1,743,000 | 1,734,000 | 1,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 536,000 | 788,000 | 1,039,000 |
| Interest expense | 100,000 | 186,000 | 263,000 | 336,000 |
| Net interest income | 180,000 | 350,000 | 525,000 | 703,000 |
| Noninterest income | 16,000 | 32,000 | 57,000 | 86,000 |
| Noninterest expense | 141,000 | 280,000 | 443,000 | 610,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 127,000 | 164,000 | 209,000 |
| Income tax | 1,000 | 1,000 | 8,000 | 33,000 |
| Net income | 71,000 | 126,000 | 156,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,707,000 | 1,726,000 | 1,723,000 | 1,716,000 |
| Total capital | 1,831,000 | 1,847,000 | 1,844,000 | 1,837,000 |
| Risk-weighted assets | 14,021,000 | 14,061,000 | 14,328,000 | 14,127,000 |
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Every figure shown here about HARDWARE STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.