Call report 2025Q4
SCALE BANK — 2025Q4
The 22 measures SCALE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 564,303,000 | USD | evidence → |
| Total loans | 452,980,000 | USD | evidence → |
| Allowance for loan losses | 3,972,000 | USD | evidence → |
| Securities available for sale | 50,998,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 423,680,000 | USD | evidence → |
| Interest-bearing deposits | 274,301,000 | USD | evidence → |
| Noninterest-bearing deposits | 149,379,000 | USD | evidence → |
| Equity capital | 113,218,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,784,000 | USD | evidence → |
| Interest expense | 6,182,000 | USD | evidence → |
| Net interest income | 31,602,000 | USD | evidence → |
| Noninterest income | 2,258,000 | USD | evidence → |
| Noninterest expense | 21,506,000 | USD | evidence → |
| Provision for loan losses | 556,000 | USD | evidence → |
| Pretax income | 11,860,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 11,860,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,443,000 | USD | evidence → |