Call reports 2024
SCALE BANK — 2024
What SCALE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 540,159,000 | 503,205,000 | 545,668,000 | 530,320,000 |
| Total loans | 357,440,000 | 399,151,000 | 399,785,000 | 366,480,000 |
| Allowance for loan losses | 3,467,000 | 3,679,000 | 3,753,000 | 3,736,000 |
| Securities available for sale | 49,566,000 | 45,032,000 | 45,247,000 | 38,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,946,000 | 385,903,000 | 425,233,000 | 413,879,000 |
| Interest-bearing deposits | 262,228,000 | 231,811,000 | 257,599,000 | 255,775,000 |
| Noninterest-bearing deposits | 163,718,000 | 154,092,000 | 167,634,000 | 158,104,000 |
| Equity capital | 107,086,000 | 109,050,000 | 111,640,000 | 107,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,799,000 | 17,964,000 | 27,177,000 | 36,758,000 |
| Interest expense | 2,022,000 | 3,902,000 | 5,764,000 | 7,584,000 |
| Net interest income | 6,777,000 | 14,062,000 | 21,413,000 | 29,174,000 |
| Noninterest income | 430,000 | 1,162,000 | 1,733,000 | 2,341,000 |
| Noninterest expense | 4,738,000 | 9,596,000 | 14,753,000 | 19,607,000 |
| Provision for loan losses | 25,000 | 125,000 | 225,000 | 3,700,000 |
| Pretax income | 2,337,000 | 5,364,000 | 8,095,000 | 8,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,337,000 | 5,364,000 | 8,095,000 | 8,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,930,000 | 79,804,000 | 81,512,000 | 77,912,000 |