Call reports 2022
SCALE BANK — 2022
What SCALE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 576,170,000 | 619,951,000 | 645,675,000 | 656,371,000 |
| Total loans | 364,626,000 | 385,345,000 | 369,040,000 | 344,319,000 |
| Allowance for loan losses | 4,961,000 | 3,937,000 | 4,496,000 | 4,112,000 |
| Securities available for sale | 35,008,000 | 35,540,000 | 52,828,000 | 48,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,084,000 | 503,899,000 | 528,474,000 | 547,198,000 |
| Interest-bearing deposits | 248,772,000 | 287,137,000 | 313,344,000 | 334,442,000 |
| Noninterest-bearing deposits | 212,312,000 | 216,762,000 | 215,130,000 | 212,756,000 |
| Equity capital | 110,767,000 | 111,353,000 | 111,786,000 | 100,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,772,000 | 11,684,000 | 19,121,000 | 27,985,000 |
| Interest expense | 81,000 | 187,000 | 675,000 | 1,710,000 |
| Net interest income | 5,691,000 | 11,497,000 | 18,446,000 | 26,275,000 |
| Noninterest income | 348,000 | 1,022,000 | 1,409,000 | 1,866,000 |
| Noninterest expense | 3,964,000 | 8,431,000 | 12,750,000 | 17,440,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,050,000 |
| Pretax income | 2,029,000 | 4,011,000 | 6,990,000 | 11,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,029,000 | 4,011,000 | 6,990,000 | 11,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,180,000 | 80,451,000 | 82,138,000 | 71,592,000 |