Call reports 2021
SCALE BANK — 2021
What SCALE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 792,913,000 | 674,585,000 | 649,678,000 | 659,839,000 |
| Total loans | 663,999,000 | 564,255,000 | 487,716,000 | 435,149,000 |
| Allowance for loan losses | 4,914,000 | 4,923,000 | 4,154,000 | 4,944,000 |
| Securities available for sale | 40,059,000 | 38,541,000 | 35,658,000 | 40,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,615,000 | 523,084,000 | 531,835,000 | 541,244,000 |
| Interest-bearing deposits | 383,272,000 | 303,029,000 | 295,718,000 | 277,752,000 |
| Noninterest-bearing deposits | 239,343,000 | 220,055,000 | 236,117,000 | 263,492,000 |
| Equity capital | 107,757,000 | 110,988,000 | 112,565,000 | 113,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,477,000 | 16,252,000 | 23,639,000 | 30,704,000 |
| Interest expense | 189,000 | 318,000 | 413,000 | 510,000 |
| Net interest income | 8,288,000 | 15,934,000 | 23,226,000 | 30,194,000 |
| Noninterest income | 288,000 | 593,000 | 915,000 | 1,282,000 |
| Noninterest expense | 3,912,000 | 8,462,000 | 12,883,000 | 17,748,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,646,000 | 8,050,000 | 11,239,000 | 13,699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,646,000 | 8,050,000 | 11,239,000 | 13,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,033,000 | 77,603,000 | 79,458,000 | 80,518,000 |