Call reports 2018
SCALE BANK — 2018
What SCALE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 469,224,000 | 517,842,000 | 454,666,000 | 481,310,000 |
| Total loans | 344,551,000 | 398,543,000 | 335,134,000 | 331,295,000 |
| Allowance for loan losses | 3,314,000 | 3,564,000 | 3,564,000 | 4,065,000 |
| Securities available for sale | 90,851,000 | 83,659,000 | 81,225,000 | 69,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,940,000 | 366,369,000 | 358,017,000 | 382,013,000 |
| Interest-bearing deposits | 243,026,000 | 235,801,000 | 221,924,000 | 240,968,000 |
| Noninterest-bearing deposits | 137,914,000 | 130,568,000 | 136,093,000 | 141,045,000 |
| Equity capital | 82,568,000 | 83,257,000 | 85,048,000 | 85,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,285,000 | 9,133,000 | 14,000,000 | 20,766,000 |
| Interest expense | 221,000 | 727,000 | 1,323,000 | 2,006,000 |
| Net interest income | 4,064,000 | 8,406,000 | 12,677,000 | 18,760,000 |
| Noninterest income | 345,000 | 704,000 | 1,045,000 | 1,389,000 |
| Noninterest expense | 2,141,000 | 4,636,000 | 6,851,000 | 10,598,000 |
| Provision for loan losses | 0 | 250,000 | 350,000 | 850,000 |
| Pretax income | 2,268,000 | 4,224,000 | 6,521,000 | 8,701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,268,000 | 4,224,000 | 6,521,000 | 8,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,172,000 | 58,090,000 | 60,110,000 | 52,638,000 |
| Total capital | 60,486,000 | 61,654,000 | 63,674,000 | 56,703,000 |
| Risk-weighted assets | 314,767,000 | 406,967,000 | 342,585,000 | 339,170,000 |