Call reports 2017
SCALE BANK — 2017
What SCALE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 527,988,000 | 520,307,000 | 524,745,000 | 485,816,000 |
| Total loans | 324,978,000 | 370,053,000 | 335,640,000 | 341,519,000 |
| Allowance for loan losses | 3,276,000 | 3,345,000 | 3,346,000 | 3,313,000 |
| Securities available for sale | 73,280,000 | 89,224,000 | 75,406,000 | 87,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,502,000 | 435,919,000 | 438,102,000 | 401,595,000 |
| Interest-bearing deposits | 306,810,000 | 274,261,000 | 268,678,000 | 255,294,000 |
| Noninterest-bearing deposits | 137,692,000 | 161,658,000 | 169,424,000 | 146,301,000 |
| Equity capital | 81,081,000 | 82,295,000 | 84,400,000 | 81,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 8,219,000 | 12,600,000 | 16,954,000 |
| Interest expense | 237,000 | 486,000 | 724,000 | 956,000 |
| Net interest income | 3,686,000 | 7,733,000 | 11,876,000 | 15,998,000 |
| Noninterest income | 327,000 | 655,000 | 1,000,000 | 1,319,000 |
| Noninterest expense | 2,098,000 | 4,346,000 | 6,421,000 | 8,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,915,000 | 4,042,000 | 6,455,000 | 8,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,915,000 | 4,042,000 | 6,455,000 | 8,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,525,000 | 55,635,000 | 57,746,000 | 55,598,000 |
| Total capital | 57,801,000 | 58,980,000 | 61,092,000 | 58,911,000 |
| Risk-weighted assets | 293,973,000 | 322,697,000 | 311,621,000 | 314,913,000 |