Call reports 2007
SCALE BANK — 2007
What SCALE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 339,073,000 | 429,020,000 | 357,909,000 | 357,180,000 |
| Total loans | 229,825,000 | 312,560,000 | 235,721,000 | 231,267,000 |
| Allowance for loan losses | 3,865,000 | 3,833,000 | 5,582,000 | 5,938,000 |
| Securities available for sale | 27,919,000 | 27,863,000 | 28,022,000 | 37,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,395,000 | 271,571,000 | 286,994,000 | 280,004,000 |
| Interest-bearing deposits | 170,943,000 | 189,455,000 | 210,889,000 | 196,172,000 |
| Noninterest-bearing deposits | 85,452,000 | 82,116,000 | 76,105,000 | 83,832,000 |
| Equity capital | 59,094,000 | 60,318,000 | 60,297,000 | 61,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,246,000 | 11,100,000 | 16,848,000 | 21,698,000 |
| Interest expense | 2,384,000 | 5,238,000 | 8,113,000 | 10,362,000 |
| Net interest income | 2,862,000 | 5,862,000 | 8,735,000 | 11,336,000 |
| Noninterest income | 989,000 | 2,022,000 | 2,675,000 | 3,700,000 |
| Noninterest expense | 1,813,000 | 3,628,000 | 5,265,000 | 6,997,000 |
| Provision for loan losses | 50,000 | 50,000 | 1,795,000 | 2,150,000 |
| Pretax income | 1,988,000 | 4,206,000 | 4,350,000 | 5,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,988,000 | 4,206,000 | 4,350,000 | 5,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,365,000 | 32,777,000 | 32,742,000 | 33,696,000 |
| Total capital | 34,085,000 | 36,127,000 | 35,625,000 | 36,496,000 |
| Risk-weighted assets | 216,481,000 | 267,512,000 | 227,906,000 | 220,890,000 |
Machine access — free, no API key
Every figure shown here about SCALE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.