Call reports 2026
SAVINGS BANK, THE — 2026
What SAVINGS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 517,505,000 | 520,058,000 |
| Total loans | 382,344,000 | 390,676,000 |
| Allowance for loan losses | 3,377,000 | 3,429,000 |
| Securities available for sale | 88,310,000 | 81,328,000 |
| Securities held to maturity | 2,109,000 | 2,109,000 |
| Trading assets | 0 | 0 |
| Total deposits | 439,695,000 | 450,229,000 |
| Interest-bearing deposits | 347,861,000 | 358,412,000 |
| Noninterest-bearing deposits | 91,834,000 | 91,817,000 |
| Equity capital | 52,784,000 | 53,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,922,000 | 12,213,000 |
| Interest expense | 1,810,000 | 3,636,000 |
| Net interest income | 4,112,000 | 8,577,000 |
| Noninterest income | 488,000 | 1,011,000 |
| Noninterest expense | 3,394,000 | 6,996,000 |
| Provision for loan losses | 70,000 | 197,000 |
| Pretax income | 637,000 | 1,904,000 |
| Income tax | 74,000 | 279,000 |
| Net income | 563,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 49,267,000 | 49,926,000 |
| Total capital | 52,668,000 | 53,371,000 |
| Risk-weighted assets | 325,710,000 | 334,114,000 |