Call reports 2024
SAVINGS BANK, THE — 2024
What SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 551,864,000 | 549,978,000 | 534,858,000 | 512,190,000 |
| Total loans | 367,503,000 | 369,444,000 | 361,906,000 | 352,279,000 |
| Allowance for loan losses | 3,496,000 | 3,495,000 | 3,457,000 | 3,414,000 |
| Securities available for sale | 138,555,000 | 133,268,000 | 127,785,000 | 112,203,000 |
| Securities held to maturity | 2,205,000 | 2,205,000 | 2,205,000 | 2,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,853,000 | 466,235,000 | 449,494,000 | 431,172,000 |
| Interest-bearing deposits | 352,785,000 | 376,385,000 | 360,873,000 | 345,554,000 |
| Noninterest-bearing deposits | 90,068,000 | 89,850,000 | 88,621,000 | 85,618,000 |
| Equity capital | 43,879,000 | 45,459,000 | 49,335,000 | 47,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,472,000 | 11,031,000 | 17,007,000 | 22,636,000 |
| Interest expense | 2,260,000 | 4,519,000 | 6,872,000 | 8,937,000 |
| Net interest income | 3,212,000 | 6,512,000 | 10,135,000 | 13,699,000 |
| Noninterest income | 689,000 | 1,768,000 | 2,468,000 | 3,016,000 |
| Noninterest expense | 3,391,000 | 6,884,000 | 10,138,000 | 13,275,000 |
| Provision for loan losses | 60,000 | -112,000 | -112,000 | -112,000 |
| Pretax income | 450,000 | 1,457,000 | 2,542,000 | 3,517,000 |
| Income tax | 30,000 | 83,000 | 257,000 | 413,000 |
| Net income | 420,000 | 1,374,000 | 2,285,000 | 3,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,585,000 | 47,420,000 | 48,181,000 | 48,205,000 |
| Total capital | 49,987,000 | 50,872,000 | 51,610,000 | 51,592,000 |
| Risk-weighted assets | 329,808,000 | 325,336,000 | 315,485,000 | 308,803,000 |