Call reports 2022
SAVINGS BANK, THE — 2022
What SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 572,263,000 | 533,770,000 | 543,623,000 | 536,504,000 |
| Total loans | 309,163,000 | 317,250,000 | 316,779,000 | 323,944,000 |
| Allowance for loan losses | 2,574,000 | 2,644,000 | 3,101,000 | 3,213,000 |
| Securities available for sale | 167,088,000 | 169,426,000 | 165,790,000 | 158,748,000 |
| Securities held to maturity | 134,000 | 134,000 | 134,000 | 69,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,334,000 | 466,330,000 | 486,103,000 | 450,682,000 |
| Interest-bearing deposits | 397,152,000 | 358,071,000 | 363,601,000 | 341,359,000 |
| Noninterest-bearing deposits | 112,182,000 | 108,259,000 | 122,502,000 | 109,323,000 |
| Equity capital | 48,700,000 | 45,155,000 | 43,115,000 | 42,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,004,000 | 8,127,000 | 12,529,000 | 17,081,000 |
| Interest expense | 215,000 | 422,000 | 662,000 | 1,058,000 |
| Net interest income | 3,789,000 | 7,705,000 | 11,867,000 | 16,023,000 |
| Noninterest income | 604,000 | 1,189,000 | 1,721,000 | 2,223,000 |
| Noninterest expense | 4,612,000 | 8,120,000 | 11,516,000 | 14,918,000 |
| Provision for loan losses | 50,000 | 125,000 | 617,000 | 722,000 |
| Pretax income | -166,000 | 752,000 | 1,558,000 | 2,706,000 |
| Income tax | 0 | 30,000 | 140,000 | 305,000 |
| Net income | -166,000 | 722,000 | 1,418,000 | 2,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,887,000 | 47,546,000 | 47,870,000 | 47,524,000 |
| Total capital | 49,461,000 | 50,190,000 | 50,971,000 | 50,737,000 |
| Risk-weighted assets | 294,317,000 | 299,805,000 | 300,618,000 | 303,255,000 |