Call reports 2021
SAVINGS BANK, THE — 2021
What SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 411,724,000 | 415,234,000 | 418,390,000 | 538,557,000 |
| Total loans | 220,302,000 | 225,582,000 | 234,079,000 | 304,868,000 |
| Allowance for loan losses | 2,624,000 | 2,658,000 | 2,624,000 | 2,584,000 |
| Securities available for sale | 139,432,000 | 151,355,000 | 150,055,000 | 168,375,000 |
| Securities held to maturity | 195,000 | 195,000 | 195,000 | 134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,594,000 | 360,147,000 | 362,602,000 | 467,680,000 |
| Interest-bearing deposits | 276,007,000 | 288,269,000 | 285,419,000 | 390,280,000 |
| Noninterest-bearing deposits | 80,587,000 | 71,878,000 | 77,183,000 | 77,400,000 |
| Equity capital | 40,933,000 | 41,778,000 | 42,439,000 | 55,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 6,027,000 | 9,226,000 | 12,925,000 |
| Interest expense | 290,000 | 529,000 | 734,000 | 923,000 |
| Net interest income | 2,681,000 | 5,498,000 | 8,492,000 | 12,002,000 |
| Noninterest income | 645,000 | 1,474,000 | 2,074,000 | 2,747,000 |
| Noninterest expense | 2,607,000 | 5,375,000 | 8,057,000 | 11,943,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 719,000 | 1,597,000 | 2,734,000 | 3,031,000 |
| Income tax | 113,000 | 219,000 | 354,000 | 484,000 |
| Net income | 606,000 | 1,378,000 | 2,380,000 | 2,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,704,000 | 40,338,000 | 41,202,000 | 47,480,000 |
| Total capital | 42,287,000 | 42,977,000 | 43,826,000 | 50,064,000 |
| Risk-weighted assets | 206,669,000 | 211,147,000 | 218,585,000 | 289,170,000 |