Call reports 2018
SAVINGS BANK, THE — 2018
What SAVINGS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 358,450,000 | 350,387,000 | 341,203,000 | 341,225,000 |
| Total loans | 209,312,000 | 211,729,000 | 212,847,000 | 209,842,000 |
| Allowance for loan losses | 2,142,000 | 2,159,000 | 2,149,000 | 2,129,000 |
| Securities available for sale | 114,211,000 | 111,524,000 | 99,798,000 | 97,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,271,000 | 308,143,000 | 299,304,000 | 299,762,000 |
| Interest-bearing deposits | 261,235,000 | 253,185,000 | 245,318,000 | 243,483,000 |
| Noninterest-bearing deposits | 57,036,000 | 54,958,000 | 53,986,000 | 56,279,000 |
| Equity capital | 36,318,000 | 36,553,000 | 36,769,000 | 37,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,152,000 | 6,380,000 | 9,642,000 | 12,910,000 |
| Interest expense | 340,000 | 712,000 | 1,206,000 | 1,745,000 |
| Net interest income | 2,812,000 | 5,668,000 | 8,436,000 | 11,165,000 |
| Noninterest income | 376,000 | 678,000 | 1,202,000 | 1,527,000 |
| Noninterest expense | 2,353,000 | 4,691,000 | 7,123,000 | 9,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 840,000 | 1,660,000 | 2,517,000 | 3,148,000 |
| Income tax | 179,000 | 269,000 | 364,000 | 432,000 |
| Net income | 661,000 | 1,391,000 | 2,153,000 | 2,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,378,000 | 39,160,000 | 39,773,000 | 39,486,000 |
| Total capital | 40,520,000 | 41,319,000 | 41,922,000 | 41,615,000 |
| Risk-weighted assets | 200,564,000 | 201,564,000 | 202,122,000 | 200,767,000 |