Call reports 2017
SAVINGS BANK, THE — 2017
What SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 356,301,000 | 357,936,000 | 357,584,000 | 351,925,000 |
| Total loans | 199,255,000 | 197,495,000 | 203,597,000 | 202,788,000 |
| Allowance for loan losses | 2,298,000 | 2,313,000 | 2,249,000 | 2,190,000 |
| Securities available for sale | 121,291,000 | 130,494,000 | 128,745,000 | 122,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,961,000 | 311,908,000 | 315,235,000 | 300,081,000 |
| Interest-bearing deposits | 261,381,000 | 258,924,000 | 262,467,000 | 247,192,000 |
| Noninterest-bearing deposits | 54,580,000 | 52,984,000 | 52,768,000 | 52,889,000 |
| Equity capital | 36,492,000 | 38,026,000 | 38,363,000 | 36,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,975,000 | 6,095,000 | 9,255,000 | 12,389,000 |
| Interest expense | 345,000 | 678,000 | 1,024,000 | 1,369,000 |
| Net interest income | 2,630,000 | 5,417,000 | 8,231,000 | 11,020,000 |
| Noninterest income | 338,000 | 776,000 | 1,193,000 | 1,635,000 |
| Noninterest expense | 2,305,000 | 4,750,000 | 7,104,000 | 9,461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 663,000 | 1,443,000 | 2,321,000 | 3,196,000 |
| Income tax | 142,000 | 297,000 | 487,000 | 1,199,000 |
| Net income | 521,000 | 1,146,000 | 1,834,000 | 1,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,499,000 | 37,943,000 | 38,452,000 | 37,866,000 |
| Total capital | 39,797,000 | 40,256,000 | 40,701,000 | 40,056,000 |
| Risk-weighted assets | 186,381,000 | 189,806,000 | 193,967,000 | 192,450,000 |