Call reports 2009
SAVINGS BANK, THE — 2009
What SAVINGS BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 230,415,000 | 229,375,000 | 241,766,000 | 244,400,000 |
| Total loans | 125,800,000 | 127,343,000 | 131,421,000 | 130,423,000 |
| Allowance for loan losses | 1,478,000 | 1,474,000 | 1,550,000 | 1,595,000 |
| Securities available for sale | 81,905,000 | 88,210,000 | 88,809,000 | 94,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,127,000 | 192,900,000 | 203,897,000 | 207,089,000 |
| Interest-bearing deposits | 159,634,000 | 142,482,000 | 176,676,000 | 166,368,000 |
| Noninterest-bearing deposits | 34,493,000 | 50,418,000 | 27,221,000 | 40,721,000 |
| Equity capital | 29,034,000 | 29,300,000 | 30,684,000 | 30,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,866,000 | 5,739,000 | 8,666,000 | 11,727,000 |
| Interest expense | 968,000 | 1,858,000 | 2,757,000 | 3,626,000 |
| Net interest income | 1,898,000 | 3,881,000 | 5,909,000 | 8,101,000 |
| Noninterest income | 268,000 | 598,000 | 934,000 | 1,339,000 |
| Noninterest expense | 1,511,000 | 3,110,000 | 4,671,000 | 6,521,000 |
| Provision for loan losses | 83,000 | 165,000 | 312,000 | 466,000 |
| Pretax income | 585,000 | 1,217,000 | 1,873,000 | 2,544,000 |
| Income tax | 105,000 | 185,000 | 290,000 | 390,000 |
| Net income | 480,000 | 1,032,000 | 1,583,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,294,000 | 28,725,000 | 29,156,000 | 29,005,000 |
| Total capital | 29,722,000 | 30,158,000 | 30,652,000 | 30,501,000 |
| Risk-weighted assets | 114,182,000 | 114,606,000 | 119,696,000 | 120,769,000 |
Machine access — free, no API key
Every figure shown here about SAVINGS BANK, THE — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.