Call reports 2025
FIDELITY BANK OF TEXAS — 2025
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 126,956,000 | 137,498,000 | 147,807,000 | 157,048,000 |
| Total loans | 82,103,000 | 93,497,000 | 102,563,000 | 105,453,000 |
| Allowance for loan losses | 405,000 | 469,000 | 571,000 | 669,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,985,000 | 14,990,000 | 14,995,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,336,000 | 107,340,000 | 117,443,000 | 126,237,000 |
| Interest-bearing deposits | 72,059,000 | 81,610,000 | 92,937,000 | 98,331,000 |
| Noninterest-bearing deposits | 25,277,000 | 25,730,000 | 24,506,000 | 27,906,000 |
| Equity capital | 23,847,000 | 24,035,000 | 23,966,000 | 24,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 4,053,000 | 6,222,000 | 8,739,000 |
| Interest expense | 372,000 | 763,000 | 1,304,000 | 1,933,000 |
| Net interest income | 1,399,000 | 3,290,000 | 4,918,000 | 6,806,000 |
| Noninterest income | 116,000 | 216,000 | 322,000 | 426,000 |
| Noninterest expense | 1,402,000 | 3,137,000 | 4,835,000 | 6,045,000 |
| Provision for loan losses | 0 | 69,000 | 173,000 | 273,000 |
| Pretax income | 113,000 | 300,000 | 232,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 300,000 | 232,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,411,000 | 15,691,000 | 16,002,000 | 16,692,000 |